Your data, your loan, your rules.

What we collect

We collect the information you provide in your loan application: your name, date of birth, Social Security Number, contact info, property details, employment, income, assets, liabilities, declarations, military service, and demographic information (which you may decline).

We also collect voice transcripts during your application session and the source quotes the AI heard for each captured field.

What we don't do

• We do not sell your data to advertisers or third parties.
• We do not train AI models on your voice or PII.
• We do not send marketing emails without consent.
• We do not store payment card information.

Who we share it with

Your completed 1003 application is delivered to the licensed mortgage lender you select (or who invited you via a custom link) for underwriting. Subprocessors include OpenAI (voice transcription), Plaid (bank verification, if used), Cloudflare (hosting + DNS), and Resend (transactional email).

Your rights

You have the right to access, correct, or delete your data at any time. Email [email protected]. California residents have additional rights under CCPA. EU residents have rights under GDPR.

Security

All data is encrypted in transit (TLS 1.3) and at rest (AES-256). SOC 2 Type II audit in progress. Bank-grade key management via Cloudflare KMS.

Contact

Questions? Email [email protected].